Yield Bearing kUSD

Purpose Yield share token that accrues systematic alpha yield through its exchange rate = NAV of the underlying deployed assets into delta-neutral strategies on perpetual DEXs.

Standards

  • SPL token issued as tokenized fund units.

  • Added liquidity for quick trading in/out of positions without requiring a 24h cooldown.

  • Pegged by market forces to the fair NAV of the fund.

Description

SOL Yield Engine for kUSD is a yield-bearing stablecoin that accrues Net Asset Value (NAV) from Drift Protocol's vaults on Solana, leveraging market-neutral strategies in Drift's perpetual DEX ecosystem.

  • Drift vaults (part of a Solana perp exchange) allow automated, delta-neutral positions (e.g., lending, spot margin, perp trading) to generate yields while maintaining low risk.

  • NAV is calculated on-chain based on vault assets priced via Pyth oracles.

  • As of Q4 2025, Drift's ecosystem has over $13.68 billion in open interest, enabling scalable alpha for kUSD.

Multi-chain design

  • Native on Solana via SPL tokens.

  • On EVM-compatible chains (Ethereum, BNB Chain) via ERC-4626 vaults.

  • Cross-chain interoperability uses bridges (e.g., Wormhole or CCIP) to sync NAV accrual from Solana-based Drift vaults to EVM, aiming to ensure consistent yields (target 10–20% APY from funding rates and fees) across chains.

Further multichain & multi-venue expansion

  • The design is composable to add additional systematic alpha engines across other perpetual protocols and chains (Base, Sui, BNB Chain, etc.), enabling diversified yield sources.

Pegging & mint/redemption mechanics

  • kUSD is minted 1:1 against USDC or equivalent stablecoins.

  • Over-collateralization (105%+) is maintained for peg stability.

  • Peg stability is enforced by arbitrage and oracles.

  • Users deposit stables to mint kUSD and can redeem permissionlessly.

  • Yields compound daily into share kUSD's NAV, drawn from systematic alpha strategies deployed on perpetual DEXs.

Last updated 17 hours ago